A Pawn loan is a quick and easy way to borrow money without a credit check or hassle. The loan process takes approximately 3-5 minutes on average. Loans are based on the value of your collateral, not your credit rating or pay schedule. We lend money on everything that we purchase. While your item is in pawn, you still own it. Your item is safely stored until you come back to pay your pawn loan in full and claim your merchandise. We never touch your item Your item is stored in our facility in a safe under your file. We are fully insured and highly regulated. The federal laws that regulate the pawn industry are Patriot Act, Truth in Lending Act, Equal Credit Opportunity Act, as well as Data Privacy and Safeguard of consumer information as part of the Federal Trade Commission (FTC) Rules. A Pawn loan works great if you do not want to sell your item and just need some quick cash. A pawn loan is a terrific financial instrument for an unexpected expense. Unlike banks and other lenders, if you default on your loan you just lose your item. Nothing derogatory goes against your credit. We are fully licensed with the City of Chicago and the State of Illinois. We will be happy to advise you and look forward to building a relationship for the long term.